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Why would someone use seller financing versus a conventional mortgage? 

by a.kovalevich159@gmail.com | Jan 18, 2026 | FAQ

The myth is that these borrowers may be less qualified. That is simply not the case! Did you know the average down payment on a seller financed loan is close to 20%? Conventional loans are closer to 7%. Seller-financed borrowers are rarely “sub-prime.” They are most...

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