How It Works
How the Investment Process Works
1. Start with a conversation
We begin with an introductory call to understand your goals, timeline, and comfort with risk. This ensures that note investing is a good fit for you.
2. We Source the Notes
We evaluate and acquire carefully selected mortgage notes based on your investment objectives. Sometimes we will already have these in our portfolio. Other times we will search for the right match for you.
3. The Note goes through our Underwriting and Review
Every note is carefully reviewed. Each note is different, but items we analyze include the property value, location, loan-to-value ratio, borrower payment history, title, taxes, insurance, flood locations, crime rates and neighborhood resale values. We focus on protecting principal first.
4. You Invest Passively
We guide you through the paperwork. You fund the investment while we handle acquisition, servicing, and reporting.
5. You Receive Monthly Income
Homeowners make their mortgage payments to the servicer. You receive your share of principal and interest on a monthly basis. We stay involved and oversee servicing, reporting, and any borrower communication so your investment remains well managed.
